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Why we built UnyKorn Stablecoins.

Stablecoins have become regulated payment infrastructure. Anyone building on them needs to check claims, not take them on trust. That is the gap this site fills.

Nov 10, 2026 · UnyKorn LLCCompanyVerificationMulti-chain

The market grew up

In the United States the GENIUS Act became law on 18 July 2025 and takes effect by 18 January 2027 at the latest. The EU's MiCA rules for stablecoins have applied since 30 June 2024, and Hong Kong granted its first issuer licences on 10 April 2026. Stablecoins are now treated as payment instruments, with reserve, redemption and disclosure rules.

The gap: claims you cannot check

Banks, cities and issuers deciding whether to build on a token need to know what its contract can do, what backs it, and which rules apply where. Too often the answer is a press release. We wanted every answer on this site to link to something a stranger can verify without asking us.

If it can be checked on a public ledger, we show the check. If it cannot be checked yet, we say so.

What we built

A live proof layer. Each visit to /proof reads XRPL and Polygon directly. If a node fails, the page says "unavailable" rather than showing a false zero. On 10 November 2026 it read 8 of 8 pilot transactions confirmed and 50,010 AET outstanding.
A Settlement Lab. The Lab shows what the largest stablecoin contracts let their operators do, with every address and function checked against live Ethereum bytecode. It also includes a Basel capital explorer, an ISO 20022 message builder, and a contract generator that knows what eight jurisdictions require.
Published, tested code. Our reference contracts are published with their source hashes and with Foundry tests that exercise the failure paths. Tests also reproduce the attacks that worked against earlier versions.
A sourced regulatory dataset. Eight regimes, each obligation linked to its source or marked unverified, available at /api/regulation.

What it is not

Our pilot tokens (AET on XRPL, AET-USD on Polygon) prove the tooling works on mainnet. They are not a regulated stablecoin, are not offered to the public and carry no redemption right. The reference contracts have not had an external audit. We publish these limits next to the proof.

Who it is for

Issuers designing a token, banks assessing one, public agencies exploring settlement, and developers building on dollar rails. Register for sandbox access or write to us about a design sprint.

Research and technical reference: not legal advice and not investment advice. Figures carry their source and date; regulatory summaries should be confirmed with counsel in the relevant jurisdiction.

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